This Public Liability and Professional Indemnity insurance policy is available for Professional and Affiliate Members. Due to the fact that it will not be suitable for all the eligible members, it has been decided that members will be asked to opt into the scheme and pay for it above and beyond the membership subscriptions.
This will give you up to £10million of public liability and products insurance cover if you work as a freelancer, as well as £1million of professional indemnity cover.
It will cost an extra £90 per member who is opted into the scheme during 2025/26.
Please read the policy documents attached to this page to check you are eligible to be covered by the scheme. These can also be downloaded should you wish to as well.
Also included above is the 'Confused by Insurance?' article that appeared in the April May 2020 edition of Focus, written by our brokers.
The Public Liability insurance is underwritten by Aviva, with the Professional Liability cover underwritten by Tokio Marine HCC. The full policy wording is available to download as pdf documents attached to to the top of this page. We will send you a confirmation of cover document for your records.
KEY POINTS
ELIGIBILITY
This insurance applies to all ALPD members who have paid the applicable additional fee in excess of their annual subscriptions in the following categories:
- Professional Member
- Affiliate Member
who are normally resident in the United Kingdom, The Channel Islands or The Isle Of Man and have paid the appropriate rate of subscription to be granted cover under the terms and conditions of the Association of Lighting Designers.
DEMANDS AND NEEDS
This policy meets the demands and needs of individuals who are undertaking the activities specified under Your Business and who require insurance against their legal liabilities to pay compensation arising out of injury to third parties and damage to third party property.
YOUR BUSINESS
This policy is only operative in respect of the following activities:
The members occupation as a lighting designer or lighting technician including the design, preparation, installation, maintenance and operation of lighting rigs, video and projection designer &/or technician, the teaching or mentoring of these activities and as a manager or technician in the theatre, entertainment and live event industries.
TERRITORIAL LIMITS
Public Liability Cover allows members domiciled in the United Kingdom to work anywhere Worldwide. Areas where the United Kingdom Foreign and Commonwealth Office advise against travel to will be excluded unless agreed in writing by Performance.
Professional Indemnity Cover allows members domiciled in the United Kingdom to work anywhere Worldwide excluding USA/Canada. Areas where the United Kingdom Foreign and Commonwealth Office advise against travel to will be excluded unless agreed in writing by Performance.
POLICY COVER
The policy provides the following sections of cover.
- Public Liability up to £10m
- Products Liability up to £10m
- Professional Indemnity up to £1m
If you would like to opt-in to adding this combined insurance benefit to your membership, please complete the following survey form and we will update your membership accordingly:
https://www.surveymonkey.co.uk/r/aldcombins
You can sign up to pay for the insurance by Direct Debit utilising services from our partners GoCardless.com via this dedicated link
If you already pay for your subscriptions by direct debit, we can just add the instruction for this product to be added to your existing mandate.
Once we have received your payment, we will issue you with a confirmation of cover document that you will be able to use as proof of your purchase with employers or clients.
EXTENDING YOUR COVER
Performance Insurance also offer a selection of insurance covers for freelancers, partnerships and companies, working in the media, film, broadcasting, theatre and live events industries covering: owned/hired equipment, liability, buildings/contents, business interruption, professional indemnity and personal accident.
If you require extra or additional areas of cover to complement our offer, please consider contacting them for a quote via the link below.
Performance Film and Media Insurance